diff --git a/miniapp/pages/realname/index.vue b/miniapp/pages/realname/index.vue
index 1255e99..77cac12 100644
--- a/miniapp/pages/realname/index.vue
+++ b/miniapp/pages/realname/index.vue
@@ -103,31 +103,35 @@
 					</view>
 				</view>
 
-				<!-- 步骤2: 身份证上传页面 (Requirements 12.2, 12.3) -->
-				<view v-if="currentStep === 2" class="step-upload">
-					<view class="upload-content">
-						<!-- 提示文字 -->
-						<view class="upload-tip-text">
-							<text class="tip-main">请上传您的身份证正反面</text>
-							<text class="tip-sub">(我们仅用于实名认证)</text>
+				<!-- 步骤2: 身份信息输入页面 -->
+				<view v-if="currentStep === 2" class="step-input">
+					<view class="input-content">
+						<!-- 身份证号输入 -->
+						<view class="input-group">
+							<text class="input-label">请输入您的身份证号码</text>
+							<view class="input-box">
+								<input 
+									type="idcard" 
+									v-model="idCardNumber" 
+									placeholder="请输入身份证号码" 
+									maxlength="18"
+									class="input-field"
+								/>
+							</view>
 						</view>
 
-						<!-- 身份证正面 -->
-						<view class="upload-card-new" @click="chooseIdCardFront">
-							<view class="card-frame">
-								<image v-if="idCardFront" :src="idCardFront" mode="aspectFill" class="card-image-uploaded" />
-								<image v-else src="/static/real_name_card_1.png" mode="aspectFit" class="card-placeholder-img" />
+						<!-- 姓名输入 -->
+						<view class="input-group">
+							<text class="input-label">请输入您的姓名</text>
+							<view class="input-box">
+								<input 
+									type="text" 
+									v-model="realName" 
+									placeholder="请输入姓名" 
+									maxlength="20"
+									class="input-field"
+								/>
 							</view>
-							<text class="card-label-new">拍照上传身份证正面</text>
-						</view>
-
-						<!-- 身份证反面 -->
-						<view class="upload-card-new" @click="chooseIdCardBack">
-							<view class="card-frame">
-								<image v-if="idCardBack" :src="idCardBack" mode="aspectFill" class="card-image-uploaded" />
-								<image v-else src="/static/real_name_card_2.png" mode="aspectFit" class="card-placeholder-img" />
-							</view>
-							<text class="card-label-new">拍照上传身份证反面</text>
 						</view>
 					</view>
 				</view>
@@ -214,16 +218,13 @@
 		maskIdNumber
 	} from '@/utils/format.js'
 	import {
-		get
+		get,
+		post
 	} from '@/api/request.js'
 	import {
 		getToken
 	} from '@/utils/storage.js'
 	import Loading from '@/components/Loading/index.vue'
-	import config from '@/config/index.js'
-
-	// 从统一配置获取 API 基础地址
-	const BASE_URL = config.API_BASE_URL
 
 	export default {
 		name: 'RealnamePage',
@@ -247,9 +248,9 @@
 			// 认证费用 - 从配置中获取
 			const verificationFee = computed(() => configStore.realNamePrice || 88)
 
-			// 身份证照片
-			const idCardFront = ref('')
-			const idCardBack = ref('')
+			// 身份信息输入（二要素验证）
+			const idCardNumber = ref('')
+			const realName = ref('')
 
 			// 认证结果
 			const verificationResult = ref(null)
@@ -277,8 +278,9 @@
 			// 是否可以跳过支付（会员或已支付）
 			const canSkipPayment = computed(() => userStore.isMember || isPaid.value)
 
+			// 是否可以提交（身份证号18位 + 姓名不为空）
 			const canSubmit = computed(() => {
-				return idCardFront.value && idCardBack.value
+				return idCardNumber.value.length === 18 && realName.value.trim().length > 0
 			})
 
 			const maskedName = computed(() => {
@@ -455,54 +457,39 @@
 			}
 
 			/**
-			 * 选择身份证正面照片
-			 */
-			const chooseIdCardFront = () => {
-				uni.chooseImage({
-					count: 1,
-					sizeType: ['compressed'],
-					sourceType: ['album', 'camera'],
-					success: (res) => {
-						idCardFront.value = res.tempFilePaths[0]
-					}
-				})
-			}
-
-			/**
-			 * 选择身份证反面照片
-			 */
-			const chooseIdCardBack = () => {
-				uni.chooseImage({
-					count: 1,
-					sizeType: ['compressed'],
-					sourceType: ['album', 'camera'],
-					success: (res) => {
-						idCardBack.value = res.tempFilePaths[0]
-					}
-				})
-			}
-
-			/**
-			 * 提交实名认证 (Requirements 12.3)
+			 * 提交实名认证（二要素验证：姓名+身份证号）
 			 */
 			const handleSubmitVerification = async () => {
 				if (!canSubmit.value || submitting.value) return
 
+				// 简单校验身份证号格式
+				const idCardRegex = /^[1-9]\d{5}(19|20)\d{2}(0[1-9]|1[0-2])(0[1-9]|[12]\d|3[01])\d{3}[\dXx]$/
+				if (!idCardRegex.test(idCardNumber.value)) {
+					uni.showToast({
+						title: '请输入正确的身份证号',
+						icon: 'none'
+					})
+					return
+				}
+
 				submitting.value = true
 
 				try {
-					// 上传身份证照片并提交认证
-					const result = await uploadIdCards()
+					// 调用二要素验证接口
+					const result = await post('/realname/submit', {
+						realName: realName.value.trim(),
+						idCard: idCardNumber.value.trim()
+					})
 
-					if (result && (result.success || result.code === 0)) {
+					if (result && (result.success || result.code === 0) && result.data?.success) {
 						// 认证成功，更新状态
 						userStore.setRealNameStatus(true)
 						verificationResult.value = {
-							name: result.data.name,
-							idNumber: result.data.idNumber
+							name: result.data.maskedName,
+							idNumber: result.data.maskedIdCard
 						}
 
-						// 进入结果页面 (Requirements 12.4)
+						// 进入结果页面
 						currentStep.value = 3
 
 						uni.showToast({
@@ -511,7 +498,7 @@
 						})
 					} else {
 						uni.showToast({
-							title: result?.message || '认证失败，请重试',
+							title: result?.data?.message || result?.message || '认证失败，请检查信息是否正确',
 							icon: 'none'
 						})
 					}
@@ -526,103 +513,6 @@
 				}
 			}
 
-			/**
-			 * 上传身份证照片进行实名认证
-			 */
-			const uploadIdCards = () => {
-				return new Promise((resolve, reject) => {
-					const token = getToken()
-
-					// 同时上传正反面
-					uni.uploadFile({
-						url: `${BASE_URL}/api/app/realname/verify`,
-						filePath: idCardFront.value,
-						name: 'frontImage',
-						header: {
-							'Authorization': `Bearer ${token}`
-						},
-						success: async (uploadRes) => {
-							if (uploadRes.statusCode === 200) {
-								try {
-									const response = JSON.parse(uploadRes.data)
-									
-									// 检查API响应
-									if (response.success || response.code === 0) {
-										const data = response.data
-										
-										// 如果需要单独上传反面
-										if (data.needBackImage) {
-											const backResult = await uploadBackImage(token)
-											resolve(backResult)
-										} else {
-											resolve(response)
-										}
-									} else {
-										reject(new Error(response.message || '认证失败'))
-									}
-								} catch (e) {
-									reject(new Error('解析响应失败'))
-								}
-							} else if (uploadRes.statusCode === 401) {
-								reject(new Error('未授权，请重新登录'))
-							} else {
-								try {
-									const errorData = JSON.parse(uploadRes.data)
-									reject(new Error(errorData.message || '认证失败'))
-								} catch (e) {
-									reject(new Error('认证失败'))
-								}
-							}
-						},
-						fail: (err) => {
-							console.error('上传失败:', err)
-							reject(new Error('网络连接失败'))
-						}
-					})
-				})
-			}
-
-			/**
-			 * 上传身份证反面
-			 */
-			const uploadBackImage = (token) => {
-				return new Promise((resolve, reject) => {
-					uni.uploadFile({
-						url: `${BASE_URL}/api/app/realname/verify/back`,
-						filePath: idCardBack.value,
-						name: 'backImage',
-						header: {
-							'Authorization': `Bearer ${token}`
-						},
-						success: (uploadRes) => {
-							if (uploadRes.statusCode === 200) {
-								try {
-									const response = JSON.parse(uploadRes.data)
-									
-									if (response.success || response.code === 0) {
-										resolve(response)
-									} else {
-										reject(new Error(response.message || '上传失败'))
-									}
-								} catch (e) {
-									reject(new Error('解析响应失败'))
-								}
-							} else {
-								try {
-									const errorData = JSON.parse(uploadRes.data)
-									reject(new Error(errorData.message || '上传失败'))
-								} catch (e) {
-									reject(new Error('上传失败'))
-								}
-							}
-						},
-						fail: () => {
-							reject(new Error('网络连接失败'))
-						}
-					})
-				})
-			}
-
 			/**
 			 * 完成认证，返回上一页
 			 */
@@ -679,8 +569,8 @@
 				submitting,
 				currentStep,
 				verificationFee,
-				idCardFront,
-				idCardBack,
+				idCardNumber,
+				realName,
 				isVerified,
 				canSubmit,
 				canSkipPayment,
@@ -692,8 +582,6 @@
 				handleNextStep,
 				handleContactService,
 				handleStepClick,
-				chooseIdCardFront,
-				chooseIdCardBack,
 				handleSubmitVerification,
 				handleDone
 			}
@@ -1190,7 +1078,44 @@
 		}
 	}
 
-	// 步骤2: 上传页面
+	// 步骤2: 身份信息输入页面
+	.step-input {
+		.input-content {
+			padding: 40rpx 30rpx;
+			display: flex;
+			flex-direction: column;
+			gap: 40rpx;
+
+			.input-group {
+				background: #fff;
+				border-radius: 24rpx;
+				padding: 32rpx;
+
+				.input-label {
+					display: block;
+					font-size: 30rpx;
+					color: #333;
+					font-weight: 500;
+					margin-bottom: 24rpx;
+				}
+
+				.input-box {
+					background: #F6F8FA;
+					border-radius: 16rpx;
+					padding: 0 24rpx;
+
+					.input-field {
+						width: 100%;
+						height: 96rpx;
+						font-size: 32rpx;
+						color: #333;
+					}
+				}
+			}
+		}
+	}
+
+	// 步骤2: 上传页面（保留旧样式兼容）
 	.step-upload {
 		.upload-content {
 			padding: 40rpx 30rpx;
diff --git a/server/src/XiangYi.AppApi/appsettings.json b/server/src/XiangYi.AppApi/appsettings.json
index 1713d73..7ad0006 100644
--- a/server/src/XiangYi.AppApi/appsettings.json
+++ b/server/src/XiangYi.AppApi/appsettings.json
@@ -98,5 +98,14 @@
     "SecretId": "AKIDVyMfzKZdZP8zkNyOdsFuSsBJDB7EScs0",
     "SecretKey": "89GWr7JPWYTL8ueHlAYowGZnvzKZjqs9",
     "Region": "ap-shanghai"
+  },
+  "RealName": {
+    "Provider": "Tencent",
+    "Tencent": {
+      "SecretId": "AKIDVyMfzKZdZP8zkNyOdsFuSsBJDB7EScs0",
+      "SecretKey": "89GWr7JPWYTL8ueHlAYowGZnvzKZjqs9",
+      "Region": "ap-shanghai",
+      "SimilarityThreshold": 80
+    }
   }
 }