diff --git a/src/0-core/HuanMeng.MiaoYu.Code/AppExtend/AppConfigurationExtend.cs b/src/0-core/HuanMeng.MiaoYu.Code/AppExtend/AppConfigurationExtend.cs
index ed27bfa..03f054e 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/AppExtend/AppConfigurationExtend.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/AppExtend/AppConfigurationExtend.cs
@@ -17,6 +17,7 @@ using Microsoft.Extensions.Configuration;
 using Microsoft.IdentityModel.Protocols;
 using SKIT.FlurlHttpClient.Wechat.TenpayV3.Models;
 using HuanMeng.MiaoYu.Code.Payment;
+using System.Collections.Frozen;
 
 namespace HuanMeng.MiaoYu.Code.AppExtend
 {
@@ -240,6 +241,64 @@ namespace HuanMeng.MiaoYu.Code.AppExtend
         }
         #endregion
 
+
+        #region 测试用户
+        /// <summary>
+        /// 测试账号数据
+        /// </summary>
+        public static ConcurrentDictionary<Guid, FrozenDictionary<string, int>>? TestAccountList { get; set; }
+        /// <summary>
+        /// 获取测试账号
+        /// </summary>
+        /// <param name="dao"></param>
+        /// <returns></returns>
+        public static FrozenDictionary<string, int> GetTestAccount(DAO dao)
+        {
+            if (TestAccountList == null)
+            {
+                TestAccountList = new ConcurrentDictionary<Guid, FrozenDictionary<string, int>>();
+            }
+            var t = dao.daoDbMiaoYu.context.TenantInfo.TenantId;
+            if (TestAccountList.ContainsKey(t))
+            {
+                return TestAccountList[t];
+            }
+
+            var dir = dao.daoDbMiaoYu.context.T_User.Where(it => it.IsTest == true && it.State == 0).Select(it =>
+             new
+             {
+                 PhoneNumAccount = dao.daoDbMiaoYu.context.T_User_Phone_Account.FirstOrDefault(item => item.UserId == it.Id).PhoneNum,
+                 userid = it.Id
+             }).Where(it => !string.IsNullOrEmpty(it.PhoneNumAccount)).ToDictionary(it => it.PhoneNumAccount, kvp => kvp.userid);
+            var f = dir.ToFrozenDictionary();
+            TestAccountList.TryAdd(t, f);
+            return f;
+        }
+
+        /// <summary>
+        /// 是否是测试账号
+        /// </summary>
+        /// <param name="phoneNum"></param>
+        /// <param name="dao"></param>
+        /// <returns></returns>
+        public static bool IsTestAccount(string phoneNum, DAO dao)
+        {
+            var t = GetTestAccount(dao);
+            return t.ContainsKey(phoneNum);
+        }
+
+        /// <summary>
+        /// 是否是测试账号
+        /// </summary>
+        /// <param name="userId"></param>
+        /// <param name="dao"></param>
+        /// <returns></returns>
+        public static bool IsTestAccount(int userId, DAO dao)
+        {
+            var t = GetTestAccount(dao);
+            return t.Where(it => it.Value == userId).Any();
+        }
+        #endregion
     }
 
 }
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Base/MiaoYuBase.cs b/src/0-core/HuanMeng.MiaoYu.Code/Base/MiaoYuBase.cs
index 76b65a3..8fbfd96 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Base/MiaoYuBase.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Base/MiaoYuBase.cs
@@ -216,7 +216,7 @@ namespace HuanMeng.MiaoYu.Code.Base
         #endregion
 
         #region 用户信息
-        private RequestUserInfo _userInfo;
+        private RequestUserInfo? _userInfo;
         /// <summary>
         /// 用户信息
         /// </summary>
@@ -227,17 +227,19 @@ namespace HuanMeng.MiaoYu.Code.Base
                 if (_userInfo == null)
                 {
                     var accessToken = HttpContextAccessor.HttpContext.GetTokenAsync("Bearer", "access_token").Result;
+
                     if (string.IsNullOrEmpty(accessToken))
                     {
-                        _userInfo = new RequestUserInfo()
+                        var authorizationHeader = HttpContextAccessor.HttpContext.Request.Headers["Authorization"].ToString();
+                        if (!string.IsNullOrEmpty(authorizationHeader))
                         {
-                            UserId = 0
-                        };
+                            accessToken = authorizationHeader.Replace("Bearer ", "").Trim();
+                        }
                     }
-                    else
+                    if (!string.IsNullOrEmpty(accessToken))
                     {
                         var (principal, jwtToken) = JwtAuthManager.DecodeJwtToken(accessToken);
-                        if (jwtToken == null || !jwtToken.Header.Alg.Equals(SecurityAlgorithms.HmacSha256Signature))
+                        if (jwtToken == null)//|| !jwtToken.Header.Alg.Equals(SecurityAlgorithms.HmacSha256Signature)
                         {
                             throw new SecurityTokenException("无效的token");
                         }
@@ -248,13 +250,21 @@ namespace HuanMeng.MiaoYu.Code.Base
                         }
                         var nickName = principal.FindFirst("NickName")?.Value;
                         var userId = int.Parse(userIdStr);
-                        _userInfo = new RequestUserInfo()
+                        this._userInfo = new RequestUserInfo()
                         {
                             UserId = userId,
                             NickName = nickName
                         };
                     }
+                    else
+                    {
+                        _userInfo = new RequestUserInfo()
+                        {
+                            UserId = 0
+                        };
+                    }
                 }
+
                 return _userInfo;
             }
         }
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Character/CharacterBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Character/CharacterBLL.cs
index d9bcf4c..f4e7eea 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Character/CharacterBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Character/CharacterBLL.cs
@@ -83,8 +83,9 @@ namespace HuanMeng.MiaoYu.Code.Character
                 && it.CharacterId == info.CharacterId).FirstOrDefaultAsync();
                 info.Intimacy = intimacys?.IntimacyValue ?? 0;
                 UserInfoBLL userInfoBLL = new UserInfoBLL(Dao, _UserId);
-                (var maxtoken, var memoryCardState) = userInfoBLL.GetMemoryCardMaxToken(requestCharacterInfo.CharacterId);
+                (var maxtoken, var memoryCardState, var card) = userInfoBLL.GetMemoryCardMaxToken(requestCharacterInfo.CharacterId);
                 info.MemoryCardState = memoryCardState;
+                info.MemoryCardCount = card?.RemainingCount ?? 0;
             }
             return new BaseResponse<CharacterInfoDto>(ResonseCode.Success, "", info);
         }
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Chat/ChatBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Chat/ChatBLL.cs
index a3142ef..d38a640 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Chat/ChatBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Chat/ChatBLL.cs
@@ -1,3 +1,6 @@
+using HuanMeng.MiaoYu.Code.DataAccess;
+using HuanMeng.MiaoYu.Model.Dto.Character;
+
 namespace HuanMeng.MiaoYu.Code.Chat;
 
 /// <summary>
@@ -231,7 +234,7 @@ public class ChatBLL : MiaoYuBase
         List<ClaudeChatMessage> mess = new List<ClaudeChatMessage>();
         int maxToken = 7000;
         // var _memoryCardType = userInfoBLL[Model.EnumModel.UserMemoryCardType.记忆卡, charact.Id];
-        (maxToken, var isMemoryCard) = userInfoBLL.GetMemoryCardMaxToken(charact.Id);
+        (maxToken, var isMemoryCard, var card) = userInfoBLL.GetMemoryCardMaxToken(charact.Id);
         //await AddMessage(userChatSession, mess);
         //递归获取聊天记录
         var _token = await AddMessage(userChatSession.SessionId, _UserId, 1, 0, maxToken, mess);
@@ -269,7 +272,7 @@ public class ChatBLL : MiaoYuBase
         #endregion
 
         var claudeChatResponse = await Chat(charact, mess);
-        if (claudeChatResponse.Message.Contains("香港") || claudeChatResponse.Message.Contains("台湾")|| claudeChatResponse.Message.Contains("摇头丸"))
+        if (claudeChatResponse.Message.Contains("香港") || claudeChatResponse.Message.Contains("台湾") || claudeChatResponse.Message.Contains("摇头丸"))
         {
             var chatMessage = new ChatMessageDto()
             {
@@ -307,7 +310,7 @@ public class ChatBLL : MiaoYuBase
             Tokens = claudeChatResponse.OutputTokens
         };
         #region 开启事务
-        using (IDbContextTransaction transaction = Dao.daoDbMiaoYu.context.Database.BeginTransaction())
+        using (IDbContextTransaction transaction = Dao.daoDbMiaoYu.context.Database.BeginTransaction(System.Data.IsolationLevel.ReadUncommitted))
         {
             try
             {
@@ -357,7 +360,7 @@ public class ChatBLL : MiaoYuBase
             }
         }
         #endregion
-        
+
         //claudeChatResponse.
         ChatMessageDto chatMessageDto = new ChatMessageDto()
         {
@@ -529,29 +532,6 @@ public class ChatBLL : MiaoYuBase
         return true;
     }
 
-    /// <summary>
-    /// 获取消息聊天记录列表
-    /// </summary>
-    /// <returns></returns>
-    //public async Task<BaseResponse<List<ChatHistoryInfo>>> GetChatHistoryList()
-    //{
-    //    var userChatSessions = await Dao.daoDbMiaoYu.context.T_User_Chat.Where(it => it.UserId == _UserId && !it.IsDelete).ToListAsync();
-    //    List<ChatHistoryInfo> chatHistoryInfos = new List<ChatHistoryInfo>();
-    //    var charactersIds = MiaoYuCache.CharacterList.ToList();
-    //    userChatSessions.ForEach(it =>
-    //    {
-    //        var model = charactersIds.FirstOrDefault(item => item.Id == it.CharacterId);
-    //        if (model != null)
-    //        {
-    //            var info = Mapper.Map<ChatHistoryInfo>(model);
-    //            info.LastContactTime = it.UpdateAt;
-    //            chatHistoryInfos.Add(info);
-    //        }
-
-    //    });
-    //    chatHistoryInfos = chatHistoryInfos.OrderByDescending(it => it.LastContactTime).ToList();
-    //    return new BaseResponse<List<ChatHistoryInfo>>(ResonseCode.Success, "", chatHistoryInfos) { };
-    //}
 
     /// <summary>
     /// 获取消息聊天记录列表
@@ -560,10 +540,9 @@ public class ChatBLL : MiaoYuBase
     public async Task<BaseResponse<List<ChatHistoryInfo>>> GetChatHistoryList()
     {
         var userChatSessions = await Dao.daoDbMiaoYu.context.T_User_Chat.Where(it => it.UserId == _UserId && !it.IsDelete).ToListAsync();
-
-
         List<ChatHistoryInfo> chatHistoryInfos = new List<ChatHistoryInfo>();
         var charactersIds = MiaoYuCache.CharacterList.ToList();
+        var memoryCard = Dao.daoDbMiaoYu.context.T_User_MemoryCard.AsNoTracking().Where(it => it.UserId == _UserId && it.RemainingCount > 0 && it.CharacterId > 0).Select(it => it.CharacterId).ToList();
         userChatSessions.ForEach(it =>
         {
             var model = charactersIds.FirstOrDefault(item => item.Id == it.CharacterId);
@@ -571,8 +550,6 @@ public class ChatBLL : MiaoYuBase
             {
 
                 var info = Mapper.Map<ChatHistoryInfo>(model);
-                //获取最新的聊天记录
-                //var c = Dao.daoDbMiaoYu.context.T_Chat.Where(it => it.SessionId == it.SessionId).OrderByDescending(it => it.SendMessageDay).FirstOrDefault();
                 info.LastContactTime = it.UpdateAt;
                 info.LastMessage = it.LastMessage;
                 if (string.IsNullOrEmpty(info.LastMessage))
@@ -587,11 +564,11 @@ public class ChatBLL : MiaoYuBase
                         info.LastMessage = Regex.Replace(info.LastMessage, pattern, "");
                     }
                 }
+                if (memoryCard.Contains(it.CharacterId))
+                {
+                    info.IsMemoryCard = true;
+                }
 
-                //if (c != null)
-                //{
-                //    info.LastMessage = c.Content;
-                //}
                 chatHistoryInfos.Add(info);
             }
         });
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/MultiTenantUtil/MiaoYuMultiTenantExtension.cs b/src/0-core/HuanMeng.MiaoYu.Code/MultiTenantUtil/MiaoYuMultiTenantExtension.cs
index 15cb957..7e738a4 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/MultiTenantUtil/MiaoYuMultiTenantExtension.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/MultiTenantUtil/MiaoYuMultiTenantExtension.cs
@@ -36,7 +36,7 @@ namespace HuanMeng.MiaoYu.Code.MultiTenantUtil
             MiaoYuMultiTenantConfig miaoYuMultiTenantConfig = new MiaoYuMultiTenantConfig(MiaoYu_SqlServer_Db); builder.Services.AddSingleton<MiaoYuMultiTenantConfig>(miaoYuMultiTenantConfig);
 
             //添加单个租户的配置项
-            builder.Services.AddScoped<ITenantInfo,TenantInfo>();
+            builder.Services.AddScoped<ITenantInfo, TenantInfo>();
 
             //添加系统数据库
             builder.Services.AddDbContext<MiaoYuContext>((serviceProvider, options) =>
@@ -53,6 +53,7 @@ namespace HuanMeng.MiaoYu.Code.MultiTenantUtil
                 }
                 options
                .UseSqlServer(sunnySportConnectionString);
+                //
                 //options.UseSqlServer
             }, ServiceLifetime.Scoped);
 
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Order/OrderBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Order/OrderBLL.cs
index b1e9b94..1bb37b1 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Order/OrderBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Order/OrderBLL.cs
@@ -142,7 +142,7 @@ namespace HuanMeng.MiaoYu.Code.Order
             {
                 throw new Exception("正在购买中");
             }
-            using (IDbContextTransaction transaction = Dao.daoDbMiaoYu.context.Database.BeginTransaction())
+            using (IDbContextTransaction transaction = Dao.daoDbMiaoYu.context.Database.BeginTransaction(System.Data.IsolationLevel.ReadUncommitted))
             {
                 try
                 {
@@ -161,10 +161,23 @@ namespace HuanMeng.MiaoYu.Code.Order
                                 var money = reward.Money;
                                 var currency = (UserCurrencyType)reward.CurrencyType;
                                 var userCurrency = new T_User_Currency();
-                                var _log = new T_User_Currency_Log();
-                                user.ConsumeMoneyNoWork(currency, money, Dao, userCurrency, productId: productId, imageUrl: image, log: _log);
-                                _log.IsHide = true;
+                                CurrencyTransactionParams currencyTransactionParams = new CurrencyTransactionParams()
+                                {
+                                    UserCurrencyType = currency,
+                                    Money = money,
+                                    ImageUrl = image,
+                                    Currency = userCurrency,
+                                    Products = product
+
+                                };
+                                user.ConsumeMoneyNoWork(currencyTransactionParams, Dao);
+                                if (currencyTransactionParams.Log != null)
+                                {
+                                    currencyTransactionParams.Log.IsHide = true;
+                                   
+                                }
                             }
+                            Dao.daoDbMiaoYu.context.SaveChanges();
                         }
 
                     }
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Users/CurrencyTransactionParams.cs b/src/0-core/HuanMeng.MiaoYu.Code/Users/CurrencyTransactionParams.cs
new file mode 100644
index 0000000..a39657d
--- /dev/null
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Users/CurrencyTransactionParams.cs
@@ -0,0 +1,69 @@
+using System;
+using System.Collections.Generic;
+using System.Linq;
+using System.Text;
+using System.Threading.Tasks;
+
+namespace HuanMeng.MiaoYu.Code.Users
+{
+    /// <summary>
+    /// 货币交易的参数。
+    /// </summary>
+    public class CurrencyTransactionParams
+    {
+        /// <summary>
+        /// 用户Id
+        /// </summary>
+        public int UserId { get; set; }
+
+        /// <summary>
+        /// 货币类型
+        /// </summary>
+        public UserCurrencyType UserCurrencyType { get; set; }
+
+        /// <summary>
+        /// 扣除或添加的金额（负数为扣除，正数为充值）
+        /// </summary>
+        public decimal Money { get; set; }
+        /// <summary>
+        /// 交易备注
+        /// </summary>
+        public string Remarks { get; set; } = string.Empty;
+
+        /// <summary>
+        /// 交易标题
+        /// </summary>
+        public string Title { get; set; } = string.Empty;
+
+        /// <summary>
+        /// 关联的订单Id
+        /// </summary>
+        public string OrderId { get; set; } = string.Empty;
+
+        /// <summary>
+        /// 关联的产品Id
+        /// </summary>
+        public string? ProductId { get; set; } = string.Empty;
+
+        /// <summary>
+        /// 交易相关的图片URL
+        /// </summary>
+        public string? ImageUrl { get; set; } = string.Empty;
+
+        /// <summary>
+        /// 可选参数：现有的用户货币数据
+        /// </summary>
+        public T_User_Currency? Currency { get; set; }
+
+        /// <summary>
+        /// 可选参数：现有的货币日志
+        /// </summary>
+        public T_User_Currency_Log? Log { get; set; }
+
+        /// <summary>
+        /// 购买的产品
+        /// </summary>
+        public T_Products? Products { get; set; }
+    }
+
+}
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserAccount/PhoneAccount/PhoneAccountLogin.cs b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserAccount/PhoneAccount/PhoneAccountLogin.cs
index f21d5b7..f20e8e2 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserAccount/PhoneAccount/PhoneAccountLogin.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserAccount/PhoneAccount/PhoneAccountLogin.cs
@@ -1,4 +1,5 @@
 using HuanMeng.DotNetCore.Base;
+using HuanMeng.MiaoYu.Code.AppExtend;
 using HuanMeng.MiaoYu.Code.DataAccess;
 using HuanMeng.MiaoYu.Code.TencentUtile;
 using HuanMeng.MiaoYu.Code.Users.UserAccount.Contract;
@@ -103,7 +104,9 @@ namespace HuanMeng.MiaoYu.Code.Users.UserAccount.PhoneAccount
             {
                 throw new ArgumentNullException("请输入验证码");
             }
-            if (phoneLoginParams.PhoneNumber == "999999999" && phoneLoginParams.VerificationCode == "123456")
+
+            if (phoneLoginParams.PhoneNumber == "999999999" && phoneLoginParams.VerificationCode == "123456" ||
+                AppConfigurationExtend.IsTestAccount(phoneLoginParams.PhoneNumber, dao))
             {
                 //测试账号
             }
@@ -132,7 +135,7 @@ namespace HuanMeng.MiaoYu.Code.Users.UserAccount.PhoneAccount
                     LastLoginAt = DateTime.Now,
                     LastLoginTypeAt = 1,
                     Email = "",
-                    NickName = "新用户",
+                    NickName = "新用户" + new Random().Next(111, 999),
                     PhoneNum = phoneLoginParams.PhoneNumber,
                     RegisterType = 1,
                     TenantId = dao.daoDbMiaoYu.context.TenantInfo.TenantId,
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserBLL.cs
index 7a68d31..c39d204 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserBLL.cs
@@ -173,7 +173,7 @@ namespace HuanMeng.MiaoYu.Code.Users
             {
                 return new BaseResponse<List<TransactionDto>>(ResonseCode.Success, "", new List<TransactionDto>());
             }
-            var logs = await Dao.daoDbMiaoYu.context.T_User_Currency_Log.Where(it => it.UserId == _UserId && !(it.CurrencyType == (int)UserCurrencyType.聊天次数 && it.ConsumeType == 0) && !it.IsHide).OrderByDescending(it => it.Id).Take(50).ToListAsync();
+            var logs = await Dao.daoDbMiaoYu.context.T_User_Currency_Log.Where(it => it.UserId == _UserId && (it.CurrencyType == (int)UserCurrencyType.聊天次数 && it.ConsumeType == 1) && !it.IsHide).OrderByDescending(it => it.Id).Take(50).ToListAsync();
             List<TransactionDto> list = new List<TransactionDto>();
             foreach (var item in logs)
             {
@@ -182,10 +182,9 @@ namespace HuanMeng.MiaoYu.Code.Users
                 transactionDto.TransactionTime = item.CreateTime;
                 transactionDto.CurrencyType = item.CurrencyType;
                 transactionDto.TransactionContent = item.Title;
-                transactionDto.TransactionAmount = $"{item.Consume}{(item.CurrencyType == 1 ? UserCurrencyType.语珠.ToString() : "")}";
+                transactionDto.TransactionAmount = $"{(item.Consume > 0 ? "+" : "")}{item.Consume:D2}{(item.CurrencyType == 1 ? UserCurrencyType.语珠.ToString() : "")}";
                 list.Add(transactionDto);
             }
-            //var obj = JsonConvert.DeserializeObject<List<TransactionDto>>("[{\"TransactionContent\":\"购买记忆提升道具卡\",\"TransactionTime\":\"2024-07-18 12:58:52.963\",\"TransactionAmount\":\"-10\",\"TransactionType\":0,\"CurrencyType\":0},{\"TransactionContent\":\"充值语珠\",\"TransactionTime\":\"2024-07-17 12:58:52.963\",\"TransactionAmount\":\"+100\",\"TransactionType\":0,\"CurrencyType\":0},{\"TransactionContent\":\"充值语珠\",\"TransactionTime\":\"2024-07-16 12:58:52.963\",\"TransactionAmount\":\"+200\",\"TransactionType\":0,\"CurrencyType\":0}]");
             return new BaseResponse<List<TransactionDto>>(ResonseCode.Success, "", list);
         }
         /// <summary>
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserCurrencyBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserCurrencyBLL.cs
index d739ca4..615f9ad 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserCurrencyBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserCurrencyBLL.cs
@@ -110,16 +110,32 @@ namespace HuanMeng.MiaoYu.Code.Users
         /// <param name="title"></param>
         /// <returns></returns>
         /// <exception cref="ArgumentNullException"></exception>
-        public static bool ConsumeMoneyNoWork(this T_User user, UserCurrencyType userCurrencyType, decimal money, DAO dao, T_User_Currency? _currency = null, string orderId = "", string title = "", string productId = "", string imageUrl = ""
-            ,
-            T_User_Currency_Log? log = null)
+        public static bool ConsumeMoneyNoWork(this T_User user, UserCurrencyType userCurrencyType, decimal money, DAO dao, T_User_Currency? _currency = null, string orderId = "", string title = "")
         {
             if (user == null || user.Id == 0)
             {
                 throw new ArgumentNullException("用户不能为空");
             }
             int userId = user.Id;
-            return ConsumeMoneyNoWork(userId, userCurrencyType, money, dao, _currency, orderId: orderId, title: title, productId: productId, imageUrl: imageUrl, log: log);
+            return ConsumeMoneyNoWork(userId, userCurrencyType, money, dao, _currency, orderId: orderId, title: title);
+        }
+
+        /// <summary>
+        /// 
+        /// </summary>
+        /// <param name="user"></param>
+        /// <param name="param"></param>
+        /// <param name="dao"></param>
+        /// <returns></returns>
+        /// <exception cref="ArgumentNullException"></exception>
+        public static bool ConsumeMoneyNoWork(this T_User user, CurrencyTransactionParams param, DAO dao)
+        {
+            if (user == null || user.Id == 0)
+            {
+                throw new ArgumentNullException("用户不能为空");
+            }
+            param.UserId = user.Id;
+            return ConsumeMoneyNoWork(param, dao);
         }
         /// <summary>
         /// 扣除或者充值货币
@@ -191,6 +207,7 @@ namespace HuanMeng.MiaoYu.Code.Users
             }
             return UserMemoryCardType.记忆卡;
         }
+
         /// <summary>
         /// 扣除或者充值货币,没有事务
         /// </summary>>
@@ -206,119 +223,166 @@ namespace HuanMeng.MiaoYu.Code.Users
         /// <param name="imageUrl"></param>
         /// <returns></returns>
         /// <exception cref="Exception"></exception>
-        public static bool ConsumeMoneyNoWork(int userId, UserCurrencyType userCurrencyType, decimal money, DAO dao, T_User_Currency? _currency = null, string remarks = "", string title = "", string orderId = "", string productId = "", string imageUrl = "",
-            T_User_Currency_Log? log = null)
+        public static bool ConsumeMoneyNoWork(int userId, UserCurrencyType userCurrencyType, decimal money, DAO dao, T_User_Currency? _currency = null, string remarks = "", string title = "", string orderId = "")
         {
-            bool isJiyika = false;
-            //记忆卡特殊处理
-            if (MUserCurrencyType.Contains(userCurrencyType) && money > 0)
+            CurrencyTransactionParams currencyTransactionParams = new CurrencyTransactionParams()
             {
-                isJiyika = true;
-                var memoryCardType = userCurrencyType.GetUserMemoryCardType();
-                T_User_MemoryCard t_User_MemoryCard = new T_User_MemoryCard()
+                UserId = userId,
+                UserCurrencyType = userCurrencyType,
+
+                Money = money,
+                OrderId = orderId,
+                Remarks = remarks,
+                Title = title,
+                Currency = _currency
+            };
+            if (ConsumeMoneyNoWork(currencyTransactionParams, dao))
+            {
+                _currency = currencyTransactionParams.Currency;
+                return true;
+            }
+            return false;
+        }
+        /// <summary>
+        /// 扣除或充值货币，无事务处理。
+        /// </summary>
+        /// <param name="transactionParams">货币交易的参数</param>
+        /// <param name="dao"></param>
+        /// <returns>成功时返回 true</returns>
+        /// <exception cref="Exception">当余额不足时抛出异常</exception>
+        public static bool ConsumeMoneyNoWork(CurrencyTransactionParams transactionParams, DAO dao)
+        {
+            bool isMemoryCardTransaction = false;
+
+            // 记忆卡交易的特殊处理
+            if (MUserCurrencyType.Contains(transactionParams.UserCurrencyType) && transactionParams.Money > 0)
+            {
+                isMemoryCardTransaction = true;
+                var memoryCardType = transactionParams.UserCurrencyType.GetUserMemoryCardType();
+                T_User_MemoryCard memoryCard = new T_User_MemoryCard()
                 {
-                    RemainingCount = (int)money,
+                    RemainingCount = (int)transactionParams.Money,
                     CharacterId = 0,
                     MemoryCardToken = memoryCardType.GetUserMemoryCardTypeToken(),
                     CreateTime = DateTime.Now,
                     MemoryCardType = (int)memoryCardType,
                     UseCount = 0,
-                    Name = userCurrencyType.ToString(),
-                    PopId = productId,
-                    Remark = remarks,
+                    Name = transactionParams.Products?.ProductName ?? transactionParams.UserCurrencyType.ToString(),
+                    PopId = transactionParams.Products?.ProductId ?? transactionParams.ProductId,
+                    Remark = transactionParams.Remarks,
                     TenantId = dao.daoDbMiaoYu.context.TenantInfo.TenantId,
                     UpdateTime = DateTime.Now,
-                    UserId = userId,
-                    Image = imageUrl
+                    UserId = transactionParams.UserId,
+                    Image = transactionParams.ImageUrl
                 };
-                dao.daoDbMiaoYu.context.T_User_MemoryCard.Add(t_User_MemoryCard);
-                money = 1;
+                dao.daoDbMiaoYu.context.T_User_MemoryCard.Add(memoryCard);
+                var mlog = new T_User_Currency_Log()
+                {
+                    Consume = 1,
+                    ConsumeType = (int)UserCurrencyConsumeType.购买,
+                    CreateTime = DateTime.Now,
+                    CurrencyType = (int)transactionParams.UserCurrencyType,
+                    TenantId = dao.daoDbMiaoYu.context.TenantInfo.TenantId,
+                    UpdateTime = DateTime.Now,
+                    UserId = transactionParams.UserId,
+                    Remarks = transactionParams.Remarks,
+                    Title = $"{transactionParams.UserCurrencyType}",
+                    OrderId = transactionParams.OrderId,
+                    IsHide = false
+                };
+                mlog.Remarks += $"于{DateTime.Now:yyyy-MM-dd HH:mm:ss}购买[{transactionParams.UserCurrencyType}][{Math.Abs(transactionParams.Money)}]";
+                dao.daoDbMiaoYu.context.T_User_Currency_Log.Add(mlog);
+                transactionParams.Log = mlog;
+                dao.daoDbMiaoYu.context.SaveChanges();
+                return true;
+                //transactionParams.Money = 1;
             }
-            var userCurrency = dao.daoDbMiaoYu.context.T_User_Currency.FirstOrDefault(it => it.UserId == userId && it.CurrencyType == (int)userCurrencyType);
+            var userCurrency = dao.daoDbMiaoYu.context.T_User_Currency.FirstOrDefault(it => it.UserId == transactionParams.UserId && it.CurrencyType == (int)transactionParams.UserCurrencyType);
             if (userCurrency == null)
             {
                 userCurrency = new T_User_Currency()
                 {
                     CreateAt = DateTime.Now,
                     CurrencyMoney = 0,
-                    CurrencyName = userCurrencyType.ToString(),
-                    CurrencyType = (int)userCurrencyType,
+                    CurrencyName = transactionParams.UserCurrencyType.ToString(),
+                    CurrencyType = (int)transactionParams.UserCurrencyType,
                     TenantId = dao.daoDbMiaoYu.context.TenantInfo.TenantId,
                     UpdateAt = DateTime.Now,
-                    UserId = userId
+                    UserId = transactionParams.UserId
                 };
                 dao.daoDbMiaoYu.context.Add(userCurrency);
                 dao.daoDbMiaoYu.context.SaveChanges();
             }
 
-            userCurrency.CurrencyMoney += money;
+            userCurrency.CurrencyMoney += transactionParams.Money;
             if (userCurrency.CurrencyMoney < 0)
             {
-                //余额不足
                 throw new Exception("余额不足");
             }
 
-
-            UserCurrencyConsumeType userCurrencyConsumeType = UserCurrencyConsumeType.消耗;
-            if (money >= 0)
+            UserCurrencyConsumeType consumeType = transactionParams.Money >= 0 ? UserCurrencyConsumeType.购买 : UserCurrencyConsumeType.消耗;
+            T_User_Currency_Log? log = null;
+            if (transactionParams.UserCurrencyType == UserCurrencyType.聊天次数 && consumeType == UserCurrencyConsumeType.消耗)
             {
-                userCurrencyConsumeType = UserCurrencyConsumeType.购买;
+                var recentLogs = DateTime.Now.AddMinutes(-5);
+                log = dao.daoDbMiaoYu.context.T_User_Currency_Log
+                    .Where(it => it.CreateTime > recentLogs && it.ConsumeType == (int)UserCurrencyConsumeType.消耗 && it.CurrencyType == (int)transactionParams.UserCurrencyType)
+                    .OrderByDescending(it => it.CreateTime)
+                    .FirstOrDefault();
             }
 
-            if (userCurrencyType == UserCurrencyType.聊天次数 && userCurrencyConsumeType == UserCurrencyConsumeType.消耗)
+            if (string.IsNullOrEmpty(transactionParams.Title) && !isMemoryCardTransaction)
             {
-                var mintes = DateTime.Now.AddMinutes(-5);
-                log = dao.daoDbMiaoYu.context.T_User_Currency_Log.Where(it => it.CreateTime > mintes && it.ConsumeType == (int)UserCurrencyConsumeType.消耗 && it.CurrencyType == (int)userCurrencyType).OrderByDescending(it => it.CreateTime).FirstOrDefault();
+                transactionParams.Title = $"{consumeType}{transactionParams.Money}{transactionParams.UserCurrencyType}";
             }
-            var tempMoney = Math.Abs(money);
-            if (string.IsNullOrEmpty(title) && !isJiyika)
-            {
 
-                title = $"{userCurrencyConsumeType}{money}{userCurrencyType}";
-            }
-            //消费
             if (log == null)
             {
                 log = new T_User_Currency_Log()
                 {
                     Consume = 0,
-                    ConsumeType = (int)userCurrencyConsumeType,
+                    ConsumeType = (int)consumeType,
                     CreateTime = DateTime.Now,
-                    CurrencyType = (int)userCurrencyType,
+                    CurrencyType = (int)transactionParams.UserCurrencyType,
                     TenantId = dao.daoDbMiaoYu.context.TenantInfo.TenantId,
                     UpdateTime = DateTime.Now,
-                    UserId = userId,
-                    Remarks = remarks,
-                    Title = title,
-                    OrderId = orderId,
+                    UserId = transactionParams.UserId,
+                    Remarks = transactionParams.Remarks,
+                    Title = transactionParams.Title,
+                    OrderId = transactionParams.OrderId,
                     IsHide = false
                 };
                 dao.daoDbMiaoYu.context.T_User_Currency_Log.Add(log);
             }
-            log.Consume += money;
-            log.Remarks += $"于{DateTime.Now.ToString("yyyy-MM-dd HH:mm:ss")}{userCurrencyConsumeType.ToString()}[{tempMoney}]{userCurrencyType.ToString()};";
+
+            log.Consume += transactionParams.Money;
+            log.Remarks += $"于{DateTime.Now:yyyy-MM-dd HH:mm:ss}{consumeType}[{Math.Abs(transactionParams.Money)}]{transactionParams.UserCurrencyType};";
             if (log.Remarks.Length > 200)
             {
-                log.Remarks = log.Remarks.Substring(log.Remarks.Length - 200);
+                log.Remarks = transactionParams.Log.Remarks[^200..];
             }
+
             dao.daoDbMiaoYu.context.SaveChanges();
-            if (_currency != null)
+
+            if (transactionParams.Currency != null)
             {
-                _currency.CurrencyMoney = userCurrency.CurrencyMoney;
-                _currency.UpdateAt = userCurrency.UpdateAt;
-                _currency.Id = userCurrency.Id;
-                _currency.CurrencyName = userCurrency.CurrencyName;
-                _currency.CreateAt = userCurrency.CreateAt;
-                _currency.CurrencyType = userCurrency.CurrencyType;
+                transactionParams.Currency.CurrencyMoney = userCurrency.CurrencyMoney;
+                transactionParams.Currency.UpdateAt = userCurrency.UpdateAt;
+                transactionParams.Currency.Id = userCurrency.Id;
+                transactionParams.Currency.CurrencyName = userCurrency.CurrencyName;
+                transactionParams.Currency.CreateAt = userCurrency.CreateAt;
+                transactionParams.Currency.CurrencyType = userCurrency.CurrencyType;
             }
             else
             {
-                _currency = userCurrency;
+                transactionParams.Currency = userCurrency;
             }
+            transactionParams.Log = log;
 
             return true;
         }
 
+
         #endregion
         #region 自带事务
         /// <summary>
diff --git a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserInfoBLL.cs b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserInfoBLL.cs
index 93d8db4..82c59b9 100644
--- a/src/0-core/HuanMeng.MiaoYu.Code/Users/UserInfoBLL.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Code/Users/UserInfoBLL.cs
@@ -149,17 +149,18 @@ namespace HuanMeng.MiaoYu.Code.Users
 
                         if (_m.TryGetValue(UserMemoryCardType.高级记忆卡, out _memoryCards))
                         {
-                            return _memoryCards[0];
+
+                            return _memoryCards.FirstOrDefault(it => it.RemainingCount > 0);
                         }
 
                         if (_m.TryGetValue(UserMemoryCardType.中级记忆卡, out _memoryCards))
                         {
-                            return _memoryCards[0];
+                            return _memoryCards.FirstOrDefault(it => it.RemainingCount > 0);
                         }
 
                         if (_m.TryGetValue(UserMemoryCardType.初级记忆卡, out _memoryCards))
                         {
-                            return _memoryCards[0];
+                            return _memoryCards.FirstOrDefault(it => it.RemainingCount > 0);
                         }
                     }
                     else
@@ -195,14 +196,14 @@ namespace HuanMeng.MiaoYu.Code.Users
         /// </summary>
         /// <param name="characterId"></param>
         /// <returns></returns>
-        public (int maxToken, bool isMemoryCard) GetMemoryCardMaxToken(int characterId)
+        public (int maxToken, bool isMemoryCard, T_User_MemoryCard? card) GetMemoryCardMaxToken(int characterId)
         {
             var _m = this[UserMemoryCardType.记忆卡, characterId];
             if (_m != null && _m.RemainingCount > 0)
             {
-                return (_m.MemoryCardToken, true);
+                return (_m.MemoryCardToken, true, _m);
             }
-            return (UserMemoryCardType.记忆卡.GetUserMemoryCardTypeToken(), false);
+            return (UserMemoryCardType.记忆卡.GetUserMemoryCardTypeToken(), false, null);
         }
 
     }
diff --git a/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/CharacterInfoDto.cs b/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/CharacterInfoDto.cs
index 8be6059..f198c10 100644
--- a/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/CharacterInfoDto.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/CharacterInfoDto.cs
@@ -83,7 +83,10 @@ namespace HuanMeng.MiaoYu.Model.Dto.Chat
         /// 记忆卡状态
         /// </summary>
         public bool MemoryCardState { get; set; }
-
+        /// <summary>
+        /// 记忆卡剩余次数
+        /// </summary>
+        public int MemoryCardCount { get; set; }
         /// <summary>
         /// 余下聊天次数
         /// </summary>
@@ -100,7 +103,7 @@ namespace HuanMeng.MiaoYu.Model.Dto.Chat
     //}
 
 
- 
+
 
     /// <summary>
     /// 聊天列表
diff --git a/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/ChatHistoryInfo.cs b/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/ChatHistoryInfo.cs
index 28092da..e5ed669 100644
--- a/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/ChatHistoryInfo.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Model/Dto/Chat/ChatHistoryInfo.cs
@@ -57,5 +57,10 @@ namespace HuanMeng.MiaoYu.Model.Dto.Chat
         /// </summary>
         public string LastMessage { get; set; }
 
+        /// <summary>
+        /// 是否有记忆卡
+        /// </summary>
+        public bool IsMemoryCard { get; set; }
+
     }
 }
diff --git a/src/0-core/HuanMeng.MiaoYu.Model/Dto/RequestUserInfo.cs b/src/0-core/HuanMeng.MiaoYu.Model/Dto/RequestUserInfo.cs
index 2660e4b..07d2bb9 100644
--- a/src/0-core/HuanMeng.MiaoYu.Model/Dto/RequestUserInfo.cs
+++ b/src/0-core/HuanMeng.MiaoYu.Model/Dto/RequestUserInfo.cs
@@ -11,6 +11,7 @@ namespace HuanMeng.MiaoYu.Model.Dto
     /// </summary>
     public class RequestUserInfo
     {
+        public RequestUserInfo() { }
         /// <summary>
         /// 昵称
         /// </summary>
diff --git a/src/2-api/HuanMeng.MiaoYu.WebApi/Controllers/PaymentController.cs b/src/2-api/HuanMeng.MiaoYu.WebApi/Controllers/PaymentController.cs
index 0cd3084..1bf2226 100644
--- a/src/2-api/HuanMeng.MiaoYu.WebApi/Controllers/PaymentController.cs
+++ b/src/2-api/HuanMeng.MiaoYu.WebApi/Controllers/PaymentController.cs
@@ -3,6 +3,7 @@ using HuanMeng.MiaoYu.Code.Order;
 using HuanMeng.MiaoYu.Model.Dto.Order;
 using HuanMeng.MiaoYu.WebApi.Base;
 
+using Microsoft.AspNetCore.Authorization;
 using Microsoft.AspNetCore.Http;
 using Microsoft.AspNetCore.Mvc;
 using Microsoft.EntityFrameworkCore;
@@ -14,7 +15,7 @@ namespace HuanMeng.MiaoYu.WebApi.Controllers
     /// </summary>
     [Route("api/[controller]/[action]")]
     [ApiController]
-
+    [Authorize]
     public class PaymentController : MiaoYuControllerBase
     {
         public PaymentController(IServiceProvider _serviceProvider) : base(_serviceProvider)
diff --git a/src/2-api/HuanMeng.MiaoYu.WebPayApi/Controllers/PayController.cs b/src/2-api/HuanMeng.MiaoYu.WebPayApi/Controllers/PayController.cs
index 4affff5..be14dea 100644
--- a/src/2-api/HuanMeng.MiaoYu.WebPayApi/Controllers/PayController.cs
+++ b/src/2-api/HuanMeng.MiaoYu.WebPayApi/Controllers/PayController.cs
@@ -109,7 +109,7 @@ namespace HuanMeng.MiaoYu.WebPayApi.Controllers
                 await dao.daoDbMiaoYu.context.SaveChangesAsync();
                 return $"error;用户不存在";
             }
-            using (IDbContextTransaction transaction = dao.daoDbMiaoYu.context.Database.BeginTransaction())
+            using (IDbContextTransaction transaction = dao.daoDbMiaoYu.context.Database.BeginTransaction(System.Data.IsolationLevel.RepeatableRead))
             {
                 try
                 {